What is Return on Assets (ROA)? Return on Assets (ROA) is a crucial financial ratio that measures how efficiently a bank or financial institution generates profit from its total assets. It helps investors and analysts evaluate how well a bank is utilizing its resources to create earnings. A higher ROA indicates strong financial performance, while…
Net Interest Margin (NIM) in Banking: A Key Profitability Metric
What is Net Interest Margin (NIM)? Net Interest Margin (NIM) is a key profitability metric used in the banking sector. It measures the difference between the interest banks earn on loans and the interest they pay on deposits, relative to their total earning assets. A higher NIM indicates that a bank is efficiently managing its…
How U.S. Inflation Impacts Interest Rates: A Simple Guide
Introduction Inflation and interest rates are two key economic indicators that shape financial markets and personal finances. But how are they connected? This guide explains the relationship between U.S. inflation rates and interest rate decisions by the Federal Reserve in a simple and easy-to-understand way. What Is Inflation? Inflation refers to the increase in prices…
Why Do U.S. Bond Yields Fall When Interest Rates Drop?
If you’re new to finance, you might have heard that when interest rates fall, U.S. bond yields become less attractive. But what does that really mean? Let’s break it down in simple terms. What Are Bond Yields? A bond is like a loan—you lend money to the government or a company, and they promise to…
Understanding SDP (Session Description Protocol) in WebRTC
Introduction When two people communicate over a video or voice call using WebRTC, they need to exchange details about how the connection should work. This is where Session Description Protocol (SDP) comes into play. SDP is a format used to describe multimedia sessions, helping peers agree on audio/video formats, codecs, network information, and other communication…
Chapter 1.3 Directives in Angular – Structural (*ngIf, *ngFor), Attribute ([ngClass], [ngStyle]), Custom Directives
Introduction Directives in Angular are powerful tools that allow developers to manipulate the DOM dynamically. There are three types of directives: 1. Structural Directives Structural directives are prefixed with an asterisk (*) and are responsible for altering the structure of the DOM. 1.1 *ngIf – Conditional Rendering *ngIf adds or removes an element from the…
Chapter 1.2 Templates & Data Binding in Angular – Interpolation, Property & Event Binding, Two-way Binding
Introduction Templates and data binding are fundamental concepts in Angular that allow developers to create dynamic and interactive applications. Understanding interpolation, property binding, event binding, and two-way binding is crucial for building efficient Angular applications. Angular Templates A template in Angular defines the UI structure of a component. It is an HTML file (or inline…
Chapter 1.1 Modules & Components in Angular – NgModules & Component Lifecycle Hooks
Introduction Angular is a popular front-end framework that follows a modular architecture. Two core building blocks of an Angular application are Modules (NgModules) and Components. Understanding these concepts is crucial for developing scalable and maintainable applications. What Are Angular Modules (NgModules)? Angular applications are divided into modules to enhance maintainability and reusability. Key Features of…
Fixing the this Issue in setTimeout in JavaScript
When working with JavaScript, a common issue developers encounter is the incorrect reference of this inside setTimeout. If you have ever written code like this: You might expect this to log “Product name is: Laptop”, but instead, it prints “Product name is: undefined” (or throws an error in strict mode). Let’s explore why this happens…
Understanding package.json for Your Project
When starting a React project, you’ll encounter a file called package.json. This file acts like a roadmap for your project, listing the tools, libraries, and scripts your app needs to work. Here’s a beginner-friendly breakdown of what each entry in your package.json means. Basic Information Scripts Scripts automate tasks like starting the development server or…